![]() ![]() Every reasonable effort has been made to maintain accurate information however, all credit card offer details, including information about rewards, signup bonuses, introductory offers, and other terms and conditions, is presented without warranty. Opinions expressed on are the author's alone, not those of any credit card issuer, and have not been reviewed, approved, or otherwise endorsed by credit card issuers. Those who have positive payment histories (no late or missed payments) and who show credit score improvement will be the most likely to obtain an increase.Įditorial Note: Our site content is not provided or commissioned by any credit card issuer(s). You will also likely be ineligible if you have had an increase within the last six months. For example, if your credit card account is less than six months old, you will likely be ineligible for a credit limit increase. Not every cardholder will qualify for a CLI. While anecdotal evidence suggests Wells Fargo uses a soft credit pull if possible, hard credit pulls are not unheard of, particularly if your credit history has a few bumps. Each credit limit increase has the potential to result in a hard credit inquiry, which can have a negative impact on your credit score. You’ll need your Social Security number and credit card or account number to enroll in online banking.īefore making a request, consider if the credit limit increase is worth the possible consequences. If you’re not currently enrolled in Wells Fargo online banking, you can choose to do so at any time through the Wells Fargo website. You can request a Wells Fargo credit card credit limit increase through your online banking account. ![]()
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